Financing & payment options

Financing and payment options.

An unexpected repair or replacement device does not always fit neatly into the week’s budget. Computer Warriors works with Terrace Finance to provide an application-based financing option for eligible purchases and services. Approval and available terms are determined by Terrace Finance, so financing is never guaranteed, but we’ll make sure you understand the cost of your repair or device before you decide how to proceed.

We do not begin chargeable repair work without your approval. Start by getting a repair quote or speaking with our Wilmington or Jacksonville team. If financing may help, you can review the available option and apply directly through Terrace Finance.

The short version

Financing is provided through Terrace Finance and is subject to its application review, eligibility requirements, and available terms. Computer Warriors does not make the credit decision or guarantee approval. Review all terms carefully before accepting an offer.

How financing works here

Here’s how financing may fit into a repair or device purchase, how the application works, and what we’ll confirm before any chargeable work begins. Financing does not change our repair approval process, warranty coverage, return policies, or service queue.

To see what a repair may cost, start with a repair quote. To see what we have available to buy, visit Shop Devices. To talk it through with a person, call or visit a store.

What financing may be used for

Financing may be available for eligible transactions, subject to Terrace Finance approval and the terms presented during the application process. Ask our team whether the repair or device purchase you are considering can use the financing option.

Repairs

Once we understand the repair and its expected cost, you can ask whether financing may be used for that transaction. Financing does not authorize the repair. Computer Warriors will still explain the confirmed or diagnosed price and obtain your approval before chargeable work begins.

Device purchases

Financing may also be available for eligible New and Certified Refurbished device purchases. Current products, prices, conditions, and availability are shown in the live Shop Devices listings. New and Certified Refurbished devices include a one-year warranty against eligible defects. Returns are accepted within 14 days in the same condition and are subject to a 15% restocking fee.

How the process generally works

Four steps, in order. You always know the cost before anything chargeable begins.

1

Find out what it costs

Start with a repair quote, device listing, or conversation with our team. Online repair estimates are preliminary. Some repairs require check-in and diagnosis before the final price can be confirmed.

2

Ask about payment options

Let us know if you would like to explore financing. We’ll confirm whether the financing application may be used for the transaction you are considering.

3

Apply through Terrace Finance

Complete the Terrace Finance application through the secure provider-controlled application experience. Terrace Finance reviews the application, determines eligibility, presents any available terms, and makes the approval decision.

4

Approve the work or purchase

If financing is approved and you accept the provider’s terms, Computer Warriors will confirm the repair or purchase before proceeding. No chargeable repair work begins without your approval. Payment for repairs is otherwise due at pickup.

Secure provider application

Apply through Terrace Finance

Use the secure Terrace Finance application to review available financing options. Terrace Finance determines eligibility and presents any available terms directly to you.

You’ll continue to Terrace Finance’s website to apply. Computer Warriors does not collect Social Security numbers, dates of birth, income, bank, or card information on this site.

Terrace Finance controls the application, credit-review process, approval decision, and available terms. Review Terrace Finance’s credit-pull policy and all disclosures before submitting an application. Review the Terrace Finance credit-pull policy →

Not sure yet? You don’t have to decide today. Get a repair quote first and see the number. Then tell us if financing would help.

What we will always tell you

What it costs, before we do it. No chargeable repair work begins without your approval.

When the price is confirmed. Some repairs can be quoted after verification; others require diagnosis first.

What the warranty covers. We’ll explain the applicable Computer Warriors warranty before you proceed. Full detail is on the warranty page.

That financing is optional. You never have to apply, and choosing not to finance does not change how we treat you.

That approval is not guaranteed. Terrace Finance determines eligibility and available terms.

Where your device enters the queue. Financing does not create priority service or change the current repair queue.

Quick answers

Computer Warriors provides access to an application-based financing option through Terrace Finance for eligible transactions. Terrace Finance determines eligibility, approval, and available terms. Financing is not guaranteed.

Start by getting a repair quote, reviewing a device listing, or speaking with our team. Some repair estimates are preliminary until we verify the exact device, repair, and required part or complete a diagnosis. No chargeable repair work begins without your approval.

No. Terrace Finance reviews the application and determines eligibility, approval, and available terms. Computer Warriors does not make the lending decision.

No. Financing is a payment option and does not change repair priority, the current service queue, diagnosis requirements, parts availability, or repair time.

Use the Terrace Finance application on this page or follow the secure application link to Terrace Finance. Review the provider’s disclosures and credit-pull policy before submitting your application.

Start with the number. Then we’ll talk options.

Get a repair quote to see what the work costs, or call your local store and ask us anything. No pressure.

Get a Repair Quote